Privacy Policy

Effective Date: 03/14/2025

1. Introduction

Welcome to Our People Lending (“Company,” “we,” “us,” or “our”). By accessing or using our services, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not use our services.

Our People Lending provides commercial loan services directly to businesses in Texas. All loans are subject to our internal approval process, and these Terms govern your use of our website and services.

2. Eligibility

By using our services, you represent that you:

• Are at least 18 years old.

• Are authorized to enter into a binding agreement on behalf of your business.

• Reside in the United States and seek services for a business operating in Texas.

3. Services Provided

Our People Lending offers commercial loans to businesses. Loan approval is subject to evaluation, creditworthiness, and other factors. Submission of an inquiry or application does not guarantee approval or funding.

We reserve the right to modify or discontinue any service at our discretion without prior notice.

4. User Obligations

When using our website or services, you agree to:

• Provide accurate and complete information.

• Not use the website for illegal purposes or unauthorized access.

• Not attempt to disrupt or interfere with the website’s functioning.

5. Limitation of Liability

To the fullest extent permitted by law, Our People Lendingshall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Service interruptions

• Errors or omissions in information

• Unauthorized access or security breaches

Our total liability is limited to the amount you have paid us for services (if any).

6. Termination

We reserve the right to terminate or suspend access to our services at our sole discretion, without notice, for any reason, including if you violate these Terms.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of CA, without regard to conflict of law principles.

8. Contact Information

For questions about these Terms, please contact us at:

Our People Lending

2080 Maple Ave Unit B, Costa Mesa CA 92627

(949) 257-6583

[email protected]